Get paid in the currency you earned
For Pakistani freelancers, IT exporters and small businesses receiving international client payments. Named accounts in USD, GBP and EURO, so you can hold what you earn rather than converting it the moment it arrives.
Built for Pakistan's export earners
Freelancers and businesses earning abroad face the same problem as families receiving remittances: earnings converted the instant they arrive, at whatever rate applies that day.
Freelancers on global platforms
Getting paid through Upwork, Fiverr and similar platforms in dollars, pounds or euros for work delivered to clients worldwide.
IT exporters and agencies
Software houses and agencies invoicing overseas clients who want to hold revenue in the currency it was billed in.
Small businesses with direct clients
Consultants and small firms with recurring international clients who need clean, named account details to share.
Named accounts in the currencies you get paid in
You decide when earnings become rupees — nothing is converted automatically on arrival.
Receive payments from employers, clients and platforms in US dollars.
Get paid by UK companies and clients quickly and reliably.
Accept salaries, invoices and transfers from across Europe.
Account detail types shown for illustration. Availability confirmed at launch.
01Share your account details
Give clients and platforms named account details in US dollars, pounds or euros — the currency they already pay in.
02Receive in that currency
Payments from Upwork, Fiverr or direct clients arrive and stay in the currency they were sent in.
03Hold as long as you want
Keep earnings in dollars, pounds or euros instead of converting the moment they land.
04Convert to rupees on your terms
Move into rupees when you need local spending money — on your timing, not the day the payment arrived.
Convert on your timing, not the payment's
When you're paid in foreign currency and it's converted immediately, every daily move in the rupee comes straight out of your income. Holding gives you room to choose.
Timing you control
Convert when you actually need rupees, not the moment a client's payment clears.
Earn and hold in one place
Keep dollars, pounds and euros side by side and manage them from a single account.
A large and growing export economy
Pakistan's freelancers and IT exporters bring significant foreign currency into the country every year. Smartlyy Pay is built to help them keep more of what they earn.
Pakistan's annual IT and freelance exports.
Fall in the rupee against sterling since 2021.
Keep more of what you earn
Smartlyy Pay launches in 2026. Join the waitlist to be first to open an account.